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Back to School Shopping Tips

Take Inventory for clothing and supplies.  Before you start shopping for new items, search your house and take inventory of all of the clothing and supplies that you have.  Identify which supplies will be needed in the upcoming year, and then check those off of the teacher’s supply list.  Once you identify all of the

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Shop Like a Pro: 7 Tips for Your Best Shopping Trip

by T. Espinoza Some people don’t like shopping. I don’t understand these people, but I love them because they keep me gainfully employed. Nonetheless, the reasons why some folks prefer not to hit the mall, range from too many options to ‘I hate trying clothes on’. To those people, I offer these 7 tips to

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10 Ways to Define Your Personal Style without Breaking the Bank

By T. Espinoza Ever wonder how celebrities always seem to look camera ready?  It’s not just because they have personal stylists and unlimited funds; it’s because they’ve figured out their personal style — and how to rock it! Read on for 10 ways to define your style, highlight your hotness and look like a million

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3 Ways to Save Money on A Wedding Gift and Stay On Budget

Wedding season is in full force, and if you are trying to be frugal because you don’t have the extra money to spend or you are trying to pay off debt, then this can be a scary time.  Please note, if you are a bridesmaid, then you definitely should read this article about cost saving

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Luxury in Frugal Living for the Urbanite- Here are 5 Life & Money Hacks

It’s almost spring time! For us urbanites who are finally breaking out of the cold winter weather that means more enjoyable time outdoors. There are so many outdoor festivals and activities that we can enjoy, especially living in a city. There’s so much free entertainment that you can almost go the entire spring and summer

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How to Make Easy Money with Electronic Recycling

Technology is advancing at an increasingly fast pace, which causes the turnover for electronics to also increase. New electronics come out every few months and many only last for 2-4 years before you have to replace it. The average lifespan of a smart phone is 18 months. The average lifespan of a desktop computer is

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6 Tips to Save and Be Money Savvy While Visiting Friends and Family

The time for college drop offs and summer vacations is fast approaching. It can be very tempting and seem almost unavoidable to spend a lot of money on the travel, accommodations or eating when visiting a different city or place. However, instead of thinking of it as the last large expense of the summer and

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5 Money and Life Lessons Learned from Moving

I STRONGLY dislike moving. I moved every year in college and was happy when I moved into a real apartment. However, I inevitably needed to move again. I’d been at the last place for several years and you know how that goes…I accumulated way more stuff than I realized. Now I had to contend with

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How Black Women Can Use a Frugal Mindset To Win the Wealth Game

Money management requires some discipline. Personal finance is 80% behavior and 20% knowledge, so that behavior needs to include some discipline about spending, saving and tracking your money. This normally includes developing a touch of frugality. Don’t immediately think miserly ways, think ability to make sound economic decisions about money. Think luxury in frugal living,

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4 Ways to Resist at the Grocery Store So You Can Save 64% on Your Bill

Food is a necessity. We need food to survive and the vast majority of us head to grocery stores to get it. You shop for groceries to get your ingredients then head home to prepare a meal. Therefore, grocery stores provide a much needed service. We know they really do, but they also need and

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