I’m Kara Stevens, Founder of The Frugal Feminista and creator of the Wealthy Woman’s Blueprint. For the past few years, I’ve been teaching women to how rid themselves of debt, break free from being broke, and embark on their journeys to financial freedom and wealth.

And what I’ve learned is that it takes not only vision and courage to follow your dreams of abundance and wealth, but it also takes a roadmap, a pathway…a blueprint so-to speak to get you there in the shortest amount of time.

More about me later, but first I have a question to ask you…

Does this scenario sound familiar?

Pay day comes but instead of being grateful for your income and doing a happy dance, you are stressed out and anxious… and quite frankly… a little angry.

You are in your feelings because you know that you can’t touch any of that money. You can’t use any of that money for the things that you want to buy or the financial future that you yearn to have.

The money is already spent before it hits your account.

On top of having to pay for rent, groceries, gas, and transportation, your check is going straight to pay down your credit card debt and your student loan payments.

 

That is… on a good month and if you are lucky.

Sometimes, there is more month than money and some bills cannot be paid in full.

With each check that comes, you are robbing Peter to pay Paul.

You are paying a little here and a little there but you can’t seem to get back on track to building the wealth you deserve.

You feel like you are slipping further and further into debt despite getting up every morning, fighting through traffic, and working hard every day.

Every day.

In your heart and in your spirit, you know that you are capable of wealth if you just had a way of reining in your spending,  some guidance for eliminating your debt, and a support system of accountability.

You know that if you were given the tools and information to build wealth, you would take them and run with them.

But for now, instead of earmarking your income for wealth: building a plump retirement account, starting your online business, and building your 5-figure emergency fund, you spend all of your time worrying.

Fretting.

You are so frustrated and fearful about your finances that you find yourself unable to sleep.

You spent the time that you should be sleeping looking up at the ceiling wondering about when you will be able to make your financial reality match the vision that you have for your financial future.

In the pit of your stomach, you feel everything churning. You feel sick having to deal with all of your financial issues- how to quit living paycheck to paycheck, how to handle debt collectors, how to save when you don’t think there’s enough to save— alone.

And while you know that you shouldn’t, you start to compare yourself to all of your friends that seem to have it all.

Every time you turn around, they are taking vacations.

They are paying off their student loans in full.

They are paying off their car notes.

They are not just contributing to their retirement accounts—they are maxing them out.

They are moving from being home renters to home owners.

They are talking about their investment portfolios and what new business ventures they want to start.

They are able to donate money to causes that are important to them.

They seem happy AND wealthy.

And while you are happy for them because they are your friends, you can’t help but wonder:

“Why them and not me?”

“Why did they do that I didn’t do?”

You end up crying yourself to sleep making you feel even more depressed and overwhelmed about your financial problems.

Now let me get a little more personal here…

Do your dreams of wealth and abundance literally scare you?

Maybe the real reason that you’re up in the middle of the night thinking about money is because you can vividly see yourself living your best and wealthiest life if you could just get out of your own way.

Have you had the experience of writing your goals down in your journal and actually started crying because you know that if you could just get your budget right and your spending together, that it could CHANGE your entire life?

Yet even after experiences like that, you feel disappointed in yourself because you allow all of the negative chatter in your mind to keep you from striving to build a legacy of wealth for yourself and your family.

No matter how inspiring your vision is, you keep listening to that nagging voice that says you’re not good enough, you’re not build for success, and you don’t have the stamina to make it happen for yourself.

Are you being called to say yes to your abundance and wealth right now?

Maybe there’s an area in your finances that you really want to improve or make progress on – budgeting, getting out of credit card debt, aggressively attacking your student loans, starting a lucrative online business, and getting yourself ready for a comfortable retirement.

Well, what if…instead of just WISHING that things were different, you gave your dedicated focus to all of those money goals.

I’m certain you would begin to see big results and new possibilities, just like I’ve been able to do with my personal finances.

These are just some of my money milestones I’ve been able to achieve once I started to think like a wealthy woman:

• I’ve been able to eliminate over $65K worth of student loan debt and consumer debt, $40K of which I was able to do in a little over two years.
• I’ve started The Frugal Feminista as a hobby but have been able to grow it into a lucrative online business, which grosses over $12K a year while still maintaining a 9-5 that I love.
• I’ve created a passion-based budget that allows me to travel to visit friends and family in Antigua, Tobago, and England without worrying about the money.
• I’ve been featured in major media outlets including Black Enterprise, Ebony Magazine, ESSENCE.com, The Root, and The Network Journal.
• I’ve kept my credit score at 800 and more for the longest.

The good news is…you can do this, too!

The other good news is… you are in good hands.

Instead of waiting for SOMEDAY, you might be surprised at what’s truly possible for you to do RIGHT NOW.

If it’s time for you to finally start FOLLOWING THROUGH on some of your big money and abundance goals, I invite you to register for The Wealthy Woman’s Blueprint.

The days of listening to your FEAR of FINANCIAL FAILURE are over.

It’s time to start acting on your FAITH that everything is possible for you. The truth is, you are powerful and prosperous beyond measure.

And my purpose is to help you realize that.

GET STARTED NOW

Here’s EXACTLY What You Are Going to Learn Inside the Wealthy Woman’s Blueprint – a Five Part Video Based Training System.

• 

  Module #1: How to Aggressively Demolish Your Student Loan Debt So You Can Move On with Your Juicy Life [Value: $150]

  In a little over two years, I paid off my second graduate school student loan which was a whooping $40K.

  Before that, I found my way from the bottom of $25K of undergraduate debt, my first masters, and stupid credit card debt.

  In this module, I share with you the GEMS system—the financial framework that kept me informed about my student loans (Translation: what I had to pay and what I didn’t)

  So you could do the same. In this module, you’ll learn:

  – How to apply my proven GEMS System of Student Loan Repayment to aggressively pay down both your private AND federal loans.

  – Why paying your student loans now is better than paying them later.

  – What you need to know about the pros and cons of consolidation.

  – Why refinancing may or may not be the right move for you.

  – How choose the repayment option that works best for your budget.

• 

  Module #2: Build Your $1K Emergency Fund in Three Months Without Thinking or Missing the Money [Value: $150]

  Are you ready to stop procrastinating and overcome self-sabotage so you can actualize your dreams of financial freedom and juicy living and finally build an emergency fund that will keep you safe and secure.

  If you answered yes, then you are ready to receive the lessons in this module.

  In this bonus module, you’ll learn:

  – The money mindset that has helped me, a daughter of a single-parent immigrant, save at least 20% of her income year in and year out.

  – The surprising truth about how much you need in your emergency fund to feel like a grown woman.

  – 5 Reasons why it is OK and necessary to be self(ish) if you ever expect to reach your financial destiny.

  – How to use the MIT approach to increase your savings

  – 3 online banks that will force you to save without you feeling the pinch.

• 

  Module #3: How to Budget Like a Boss [Value: $150]

  When you get to my age (35), weird things become sexy… like budgets. Yes, budgets have such an allure for me. Despite what the haters say, budgets don’t deprive. Budgets don’t deny. Budgets help you indulge. They help you ignite your passions and thicken and round up those savings account.

  In this module, you’ll discover:

  – How to build a budget makes you feel like a grown woman

  -Why the numbers 50/30/20 or 70/15/15 will be your best budget friends.

  – How to save without sacrificing style or your freedom.

  – The money moves and the specific tools (online banks and structures) to help you overcome any initial fear of getting right with your money.

• 

  Module #4: How to Demolish Debt Like a Grown Woman & Still Maintain Your Lifestyle [Value: $150]

  Debt is a four-letter dirty word for a reason. Debt is the Devil that many us unwittingly invited into our homes, souls, and wallets.

  In this module, you’ll master:

  – My proven straightforward and on-target systems.

  – How to use my proven Debt Domino Plan to eliminate your debt effectively and efficiently. – What you should say to debt collectors to make them go away.

  – Why there is no such thing as good or bad debt.

  – What money and emotional structures you need to conquer your credit card debt demons for good.

  – The Four I’s that lead us into spending temptation and how you can protect your credit and your financial future from them.

• 

  Module #5: Retirement 101: Retire Right & Ready [Value: $150]

  There’s a saying that you don’t want to be a statement of your life’s financial work: “Old fools were once young fools.”

  If you don’t start thinking about your future NOW, your future self will be living out of a box and eating pork hot dogs for breakfast, lunch, and dinner.

  In this module, you’ll get super pumped about learning:

  – What your “magic number” for retirement is.

  – What your options are for helping you reach the retirement finish line with ease.

  – What you can do as a young professional to avoid “The Struggle” retirement.

  – What you can do as a mature professional to play catch-up.

  – What you should know about IRAs and retirement plans whether you work for a company or are your own boss.

PLUS AS A BONUS YOU’LL RECEIVE:

• 

  THREE MONTHS of the Wealthy Woman’s Blueprint Group Coaching Collective [Value $600]

  I’m going to give you direct access to three month’s worth the Wealthy Woman’s Blueprint Group Coaching Collective. In our 45-minute group calls, we will tackle any questions you will have about transforming your financial life: -Your budgeting questions -Your debt repayment issues -Your retirement reflections -Your student loan drama -Your actions steps for being an entrepreneur