Proceed with Caution: 99 Pyramid Schemes To Know and Avoid

by Judith Massia Recently I have been invited to many presentations by family and friends regarding a ‘‘great business opportunity’’ that I ‘‘just have to be a part of’’ The usually go along the same lines: 1. I get a call/text/whatsapp from a friend or family member telling me about a ‘‘great business opportunity’’ that

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Learning to Be Ok with Taking Some “Me” Time

fact recommended to schedule in some “me time”. She recently went through a patch where all she did was work long hours, attend a few events, volunteered, ran errands, and helped out her family. At the end of that time she was physically and mentally exhausted. She wondered what she could do to help create

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Why It Is Important for You to Treat Yourself Regularly

We all know how important it is to be physically and financially responsible. It’s the reason why you come to this site, to get tips and insight on how to be at your healthiest financially. A large part of being financially responsible is being able to identify when you are spending money on your “needs”

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The Best Time For Him To Buy You An Engagement Ring

Disclosure: Ladies, don’t kill me for what I am about to say. Gentlemen, you are welcome in advance. 🙂 A lot of ladies grow up looking forward to the day that the man that they love (and who loves them) gets down on one knee, pulls out a small box that contains a big diamond

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May is Lupus Awareness Month: 4 Things You Can Do

Yesterday I found myself reading an article on UV exposure in a regular newsletter I get from the Lupus Foundation of America. The author described a 33- year-old woman who suffers from Lupus and deals with photosensitivity daily. Photosensitivity is a sensitivity to the ultraviolet (UV) rays emitted from the sun and other light sources.

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What to Do When You Don’t Want What You Buy

How many times have you purchased something and then when you got home you regretted it? I don’t know about you, but there are items that I own, but I never removed the tags. Generally when I bought those items, I had doubts, but I either purchased them because they were either: On sale, I

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10 Lessons I Learned from Maya Angelou

I’ve read all of Maya Angelou’s autobiographies, some of her poetry books and most of her published essays. In fact, on almost every vacation I’ve gone on, I’ve taken her with me…in paperback. And since there are so many points of similarities between her life and mine (raised by our grandmothers’, Trinidadian ancestry, being prisoned

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Meet DreamGirl Victoria Uwumarogie, Associate Editor at MadameNoire.com

I am not sure if you know, but in addition to being all things Frugal Feminista here, I write for a number of online sites, one of which in MadameNoire. I actually write a column called “The Watercooler Chronciles” for the MadameNoireBiz section headed by Business Editor Tonya Garcia, who is awesome. While I was

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Time-Poor? Here Are 6 Places To Find More of It

I am always amazed by people in my circle that seem to commit to completing the goals they have set for themselves—whether it be becoming more healthy, working on their side-hustle, or returning to school as they juggle family and work obligations. I know a lot of us have big, juicy dreams but say that

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5 Lessons I Learned from the Speak and Write Conference

Earlier this month I got the opportunity to attend the Speak & Write to Make Millions conference in San Diego, CA. This is Lisa Nichols’annual conference. I wanted to share the top 5 lessons that I learned from this conference. Enjoy the lessons, and be sure to leave a message in the comments to let

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