To cosign or not to cosign? This the question. Over the years I have heard so many horror stories where people have either co-signed on a loan, apartment, line of credit, or rental car and then the individual who asked them to co-sign stopped paying. In all of the cases that I know about the
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By Calvin Russell As a Certified FICO Professional, one of most asked questions I get is, “What do I have to do in order to achieve an 800 or above credit score?” After viewing over 400 credit reports of High FICO Score Achievers, there are about 5 habits that they all have in common. Less
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You may read this title, and think, “What hidden dangers could be associated with paying down my credit card debt? Becoming debt free is a good thing, right?” That is a true statement. Becoming debt free is an awesome thing, but there is something that you need to be aware of: reoccurring payments. Many people
Read MoreConfession– When I was getting out of debt, I couldn’t care less about my credit score. I just wanted to see a zero balance. And honestly, even as we speak, I would much prefer having enough money to buy whatever I wanted than having good enough credit to borrow someone’s money to get what I want#justsayin’
Read MoreThis guest post is from Victoria, my girl and 1/5 of The Frugal Fab 5, over at My Fab Fico, another personal finance blog that you guys should watch. Today, she is talking about how to improve your credit score. *Disclaimer, this article is primarily for those of us who don’t have a fab Fico
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