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The Top 5 Habits Of FICO 800+ Score Achievers

By Calvin Russell As a Certified FICO Professional, one of most asked questions I get is, “What do I have to do in order to achieve an 800 or above credit score?” After viewing over 400 credit reports of High FICO Score Achievers, there are about 5 habits that they all have in common. Less

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The Hidden Dangers of Paying off Your Credit Card Debt

You may read this title, and think, “What hidden dangers could be associated with paying down my credit card debt?  Becoming debt free is a good thing, right?”  That is a true statement.  Becoming debt free is an awesome thing, but there is something that you need to be aware of: reoccurring payments.  Many people

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Everything You Need To Know About How Your FICO Score is Calculated

Confession– When I was getting out of debt, I couldn’t care less about my credit score. I just wanted to see a zero balance. And honestly, even as we speak,  I would much prefer having enough money to buy whatever I wanted than  having  good enough credit to borrow someone’s money to get what I want#justsayin’

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You May Need A Credit Card to Raise Your Credit Score

This guest post is from Victoria, my girl and 1/5 of The Frugal Fab 5, over at My Fab Fico, another personal finance blog that you guys should watch. Today, she is talking about how to improve your credit score.  *Disclaimer, this article is primarily for those of us who don’t have a fab Fico

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