What I’m Doing Now to Ensure a Cushy Retirement

I’ve been with my current financial advisor, James, for close to 15 years. In a recent conversation, he shared his first impression of me, which, surprisingly, wasn’t complimentary at all. He said that after I entered his office to discuss retirement, he thought he’d never see me again. In his experience, potential clients would show

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Can You Pimp Your Ride and Still Retire Early?

by Shani Curry St. Vil  My client is 54 and desires to retire at the age of 57.  However, I recommended that she continue working until she reaches age 62. Why? So she can take advantage of her Social Security retirement benefits and minimize any fees associated with prematurely withdrawing from any of her IRAs (Individual

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3 Easy Tips To Learn How To Start Saving For Retirement Today

Starting to save for retirement is extremely important. First, no one knows if social security will be around or in what form when we retire so it is important that we start to save. Starting early is best because you are able to make smaller contributions over a longer period of time, which minimizes the

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How Much Do I Need to Retire?

It’s possible that you are not yet thinking about retirement and that’s ok. As a young adult, you may be more pre-occupied with building your career and generating income to pay for your next meal. But retirement planning is best done well in advance. Particularly because the sooner you start, the less it hurts your

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Be An Ant, Not a Grasshopper. Three Easy Steps To Calculate How Much You Need To Retire

I have a friend that lives for relaxation and vacation. Every time I hear about her, it never seems to include employment. Seriously. She stay be chillin’ on beaches, on somebody’s couch, just living the life… I guess. I say, “I guess,” because if there is no trust fund or Suga Daddy or Momma hanging

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