Emergency Fund vs. Paying Off Debt: What Should You Do First?

When it comes to personal finance, you can’t have a conversation without someone bringing up the old emergency fund vs. paying off debt dilemma. They’re both table stakes for being in good shape financially, but which one you tackle first is where it gets personal. Sure, chipping away at your debt puts more money in

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Debt Fatigue: How to Stay Motivated Until You’re Debt-Free

There is a certain kind of mental and emotional weariness that can set in over the course of a long debt repayment plan. We call it debt fatigue. You may be doing all the right things with your monthly payments, yet the progress seems so slow as to be discouraging. It is not uncommon for

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I Got Tired of Being a Victim about My Finances

I spent years explaining why my finances weren’t where I wanted them to be. Then I realized my explanations were getting in the way of my life.

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How to Tell If You’re Underpaid—and What to Do About It

Lots of people aren’t sure if they’re being paid enough, and don’t know how to find out. You might be working very hard, doing a lot of what’s asked of you, and even going above and beyond, but your paycheck doesn’t reflect it. Figuring out if you’re underpaid is where to start with that. Being

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Why Women Undervalue Their Work (And How to Start Earning More)

So many women put in the work, are reliable and do their best, and yet still feel they aren’t paid enough. They find it hard to increase their rates, request a pay rise, or even just have an open conversation about money. More often than not, this boils down to a central point: why women

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How to Talk About Money in a Relationship Without Fighting

Discussing finances is often one of the trickiest things for couples; even those with a solid bond can find themselves at odds over it. What begins as a little chat can swiftly escalate into a full-blown argument, and sadly, neither person ends up feeling any better, only more stressed. That’s why learning to talk about

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Financial Red Flags in Relationships Every Woman Should Know

What someone does with money, how they spend it, what they prioritize, and how responsibly they handle it says a great deal about them. That’s why it’s so vital to recognize warning signs about finances in a partnership; they might start as little things, but they have the potential to become significant difficulties. Many women

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How to Build Financial Confidence Without Making More Money

Many people hope to feel more confident about money as they begin making more. It sounds simple. This is because more money is supposed to equate to less stress. However, it is not always the case in reality. You will be able to earn more, but at the same time feel insecure about your money.

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Credit Repair Myths That Hurt Your Score (And What Actually Works)

It can be difficult to attempt to fix your credit. You can be doing your best, and the score does not go up. This commonly occurs due to bad advice. Credit repair myths are numerous things that make sense, but are not true. Such myths have the ability to hold your score particularly below 650.

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How to Stop Emotional Spending and Build Better Money Habits

Emotional spending occurs when you spend money based on how you feel, rather than in a conscious manner. It does not always go without saying. It may appear as small expenditures that may feel harmless in the short run, but cumulate over time. It may also manifest as unthoughtful actions when you are under stress,

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