By: Kara Stevens
Many of my clients have dealt with a previous repossession and some of them are not sure how to bounce back from that. There are a few steps to follow and of course, you must have patience as many banks are not willing to give a second chance. I will quickly break down step by
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By: Kara Stevens
By Aisha Taylor How many of you have ever gone shopping, brought the items home, and then thought, “Why did I buy that?” If so, you may have purchased that item because you were emotionally shopping. The problem with emotional shopping is that often times we purchase things that we don’t need, and we spend
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By: Kara Stevens
When you think of getting your credit pulled, you think your score is going to drop a lot of points right? Well, you are incorrect. There are rules in place from the FICO algorithm that keep your scores from taking huge dives. There are also rules in place in which your score will decrease, but
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By: Kara Stevens
Earlier this month I attended a Morgan Stanley workshop called, “Women and Wealth” headed by the Urban Girl Squad to increase my financial acumen and because, as you know, personal finance and empowerment are passions of mine. The workshop covered the basics as it relates to savings, money management, and retirement. Their message, like any
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By: Kara Stevens
My husband and I have always toyed with the idea of living off of fifty percent of our incomes— not necessarily because one of us wants to quit our job right now, (ummm…that’s really not true…so let me stop LOL) but because we are serious about wealth and understand that our daily decisions impact our
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By: Kara Stevens
Written By: Calvin O’Neal Russell Jr – Certified FICO Professional Not too long ago, one of my clients applied for a credit card at a “680 Credit Score Bank.” After putting in the application, he was denied and decided that he would never apply for a credit card again. I explained to him that is
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By: Kara Stevens
Do you know of a woman that, despite not-so-great circumstances, keeps it positive and looks at the world through a lens of hope, faith, and overall positivity? She has confidence, stays calm, and knows her purpose in life? Her light and energy are contagious and you just want to soak it all in? Then, you
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By: Kara Stevens
Have you ever looked at your bank account on payday and felt like you were rich? Did the increase in your account start to make you excited and anxious? Did that money start to burn a hole in your pocket and you just had to spend it to treat yourself for working hard over the
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By: Kara Stevens
A few years ago, I was walking in the mall and overheard a business owner trying to convince a woman to use her tax return to purchase a weave. She said that her hair was an investment. I didn’t stick around long enough to hear the customer’s response, but in my mind, I was thinking, “Buying
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By: Kara Stevens
Recently I heard someone speak and they said that they manage their life according to their calendar. The speaker said that each day they evaluate where they are going, why they are going, and what will happen when they go. This individual asks all of these questions because they understand the importance of managing their
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