dr maria james – The Frugal Feminista | Kara Stevens

3 Ways to Know That Your Finances Are Really Improving

Personal finance management isn’t widely taught through the education system in our society. According to the Council for Economic Education only 14 states require high schools to offer a personal finance course for students. Offered is of course different from mandatory, so who knows how many students actually take advantage. Some colleges offer personal finance courses,

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Luxury in Frugal Living for the Urbanite- Here are 5 Life & Money Hacks

It’s almost spring time! For us urbanites who are finally breaking out of the cold winter weather that means more enjoyable time outdoors. There are so many outdoor festivals and activities that we can enjoy, especially living in a city. There’s so much free entertainment that you can almost go the entire spring and summer

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How to Make Easy Money with Electronic Recycling

Technology is advancing at an increasingly fast pace, which causes the turnover for electronics to also increase. New electronics come out every few months and many only last for 2-4 years before you have to replace it. The average lifespan of a smart phone is 18 months. The average lifespan of a desktop computer is

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6 Tips to Save and Be Money Savvy While Visiting Friends and Family

The time for college drop offs and summer vacations is fast approaching. It can be very tempting and seem almost unavoidable to spend a lot of money on the travel, accommodations or eating when visiting a different city or place. However, instead of thinking of it as the last large expense of the summer and

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5 Money and Life Lessons Learned from Moving

I STRONGLY dislike moving. I moved every year in college and was happy when I moved into a real apartment. However, I inevitably needed to move again. I’d been at the last place for several years and you know how that goes…I accumulated way more stuff than I realized. Now I had to contend with

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Your Why Is More Important Than Money

Imagine you’ve been working very hard on a project or business in order to make a difference and earn more money (professionals stick with me, the lesson is for you too). You’ve put in years of work, blood, sweat, and tears. You just made a move that has made you millions and will continue to

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3 Tips to Help You Stick To Your Goal of Saving More Money This Year

The new year has just started and most have made new years resolutions regarding money. Have you resolved to save more money in the new year ? If you answered yes you’re not alone. However, following through with that goal is the hard part. There are several great reasons as to why you need to

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Here is the Formula for Achieving Success and Happiness in Your 20s, 30s, and 40s

There are so many things that were thought to be impossible until someone did them. Humans would never visit the stars, then Yuri Gagarin went to space in 1961 and Neil Armstrong walked on the moon in 1969. Just this past September, Diana Nyad was the first person to swim from Cuba to Florida without

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WHY NEW YEAR’S RESOLUTIONS ARE DANGEROUS TO YOUR MONEY.

Many people look at new year’s resolutions as a good thing. They make vows to get healthy, save more money, spend less money, give up vices or bad habits and more. Do these all sound great to you? Most people would say yes. However, all of the above are bad resolutions. Why do you ask?

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6 Quick & Effective Personal Finance Tips on Managing Money and Reducing Debt

Glinda Bridgforth is a best-selling author and financial expert. She conducted a seminar sponsored by Toyota Financial Services where she gave financial fuel tips, quick tips about managing money and reducing debt. I picked some key tips to share with you and include my own tidbits for each. Tip 1: Don’t take payroll advances from

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