This time of year is filled with renewal, hope, and plans for 2016. We’re focused on the possibilities of the New Year and the chance to accomplish what we didn’t in 2015. But 92%* of people don’t keep their New Year’s resolutions. By mid-February the gyms aren’t as full and resolutions fall by the wayside.
Read MoreOne of the interesting things that I see as a personal finance coach supporting black women regain control of their finances is that these women are in debt or have bad credit , not because they are poorly compensated and, as a result, have to resort to charging basic necessities on their credit cards, but
Read MoreNow that we’re days into the New Year, those who set New Year’s Resolutions are in the thick of making their change. But before fully moving into the New Year, reviewing the past year – the good, bad, and ugly is necessary. Regardless of the ups and downs of 2015, how you understand them will directly
Read MoreWedding season is in full force, and if you are trying to be frugal because you don’t have the extra money to spend or you are trying to pay off debt, then this can be a scary time. Please note, if you are a bridesmaid, then you definitely should read this article about cost saving
Read MoreAccording to a 2011 Mint.com study, the average total cost of being a bridesmaid was $1,695. This is a lot of money. Elite Daily breaks the costs down into the following categories: – $150 – $400 for the dress; – $50 for alterations – $200 for engagement, bridal shower, and wedding gifts – $1,000 for
Read MoreThe holiday season is not only a time for giving; it’s also a time for taking. Yes, it’s sad but true. While you may be thinking of ways to spread holiday cheer, there are those among us plotting and scheming of ways to separate you from your money and all of your holiday purchases. But
Read MoreIt started like scene from a romance novel. I sat across a conference table from my soon to be sweetheart…eyes sparkling, heart fluttering. A business meeting that turned personal. After several emails and texts, we began the formal courting process. I knew he traveled a lot but didn’t make much of it. Over the phone
Read MoreOne of the unspoken reasons that black women can’t save is because we have unofficially been identified as the family ATM. With all too many of us embracing the “Superwoman to All But Herself” role in many a circle, we are judged by our ability to please others quickly, please others often, and please others
Read MoreYou have worked too hard— getting your (numerous) degrees, navigating Cubicle America, and building your brand to be broke. “Being broke”, though, seems to a recurring theme among black women, who, for all intents and purposes, with the exception of their financial lives, embody intelligence, progressive thinking, resourcefulness, and discipline. But in order to live
Read MoreShowing the people that we love how much we appreciate them is extremely important. Although you do not have to limit yourself to major events, I wanted to write a post about FNPhenomenal Ways to give the perfect birthday gift. Please note that you don’t have to spend a lot of money, or even buy
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