What If All Financial Advisors Were Women?

Now that I look back on my investment journey, I realize that it was not an easy road. In fact, it was bumpy and wrought with financial ignorance and financial failure. Here are my most distinct money memories: There was that time that I nearly lost all of my money to a shady “financial advisor”

Read More

How I Became A Brown Girl Landlord Before 35: Part II

Young Landlord at-a-Glance Name: Denae Patterson Age at time of first property purchase: 24 Relationship Status: Single Current Age: 33 Years in the Real Estate Industry: 7 Real Estate Investment Strategy: Owner-occupy Primary properties of interest: multifamily homes Current City: New York City NY Location of properties: Philadelphia, Pennsylvania Full-time or part-time pursuit of real estate: part-time Number of properties owned: 2 duplexes What made you

Read More

5 Emotional Reasons for Spending and How to Overcome It

By Aisha Taylor How many of you have ever gone shopping, brought the items home, and then thought, “Why did I buy that?”  If so, you may have purchased that item because you were emotionally shopping.  The problem with emotional shopping is that often times we purchase things that we don’t need, and we spend

Read More

The Facts About Getting Your Credit Pulled

When you think of getting your credit pulled, you think your score is going to drop a lot of points right? Well, you are incorrect. There are rules in place from the FICO algorithm that keep your scores from taking huge dives. There are also rules in place in which your score will decrease, but

Read More

What Is 680 Credit Score Bank?

Written By: Calvin O’Neal Russell Jr – Certified FICO Professional Not too long ago, one of my clients applied for a credit card at a “680 Credit Score Bank.” After putting in the application, he was denied and decided that he would never apply for a credit card again. I explained to him that is

Read More

4 Ways to Combat the “I’m Rich on Payday” Feeling

Have you ever looked at your bank account on payday and felt like you were rich? Did the increase in your account start to make you excited and anxious? Did that money start to burn a hole in your pocket and you just had to spend it to treat yourself for working hard over the

Read More

5 Things Smart Women Do with Their Tax Return Money Number #3 is a Kicker

A few years ago, I was walking in the mall and overheard a business owner trying to convince a woman to use her tax return to purchase a weave. She said that her hair was an investment. I didn’t stick around long enough to hear the customer’s response, but in my mind, I was thinking, “Buying

Read More

How to Give Back According to Where You Are in Life

One of the two things that I really believe is: (1) “To whom much is given much is expected.” (2) If you are successful, then you must give back. One of the things that I’ve heard people ask is, “If I’m not where I want to be, then how can I give back?”  I think

Read More

5 Tips To Protect Your Purse and Your Purchases While Holiday Shopping

The holiday season is not only a time for giving; it’s also a time for taking.  Yes, it’s sad but true.  While you may be thinking of ways to spread holiday cheer, there are those among us plotting and scheming of ways to separate you from your money and all of your holiday purchases. But

Read More

10 Ways to Make More Money During the Holidays

The holidays are a time of fun and family, but the gift giving aspect can also make this time expensive. One of the main concerns individuals have around holiday time is not having enough money. If you haven’t already saved up to take care of the extra expenses then you may find yourself short of

Read More