5 Ways to Combat Instant Gratification

Picture this… You’re walking through the store, and you see the perfect sweater. Immediately, your mouth starts to water a little, and you get that impulsive, “I gotta have it NOW” feeling. Think about how hard it is to walk away from a situation like that. The difficulty in walking away is even harder if

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Don’t Be That Girl: 3 Types of Women That Have Toxic Relationships with Money

It is so important that women have access and constant exposure to positive financial role models as they journey from girlhood into womanhood. When they don’t, they end up like one of the following financial archetypes — using money as a proxy and substitute for self-worth, love, status, security, and identity. #1 Danielle The DivaDanielle

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3 Empowering Things I Learned About Money And Myself In the Last 90 Days

I learned so much from this program. I am so grateful for having been chosen to be a part #WomenInspired Challenge, a wonderful online community focused on inspiring and informing women just like you and me about what money can and can’t do in our lives. But if I could wrap-up my final thoughts about

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Setting SMART Goals

One of the primary reasons people don’t stick to goals is that the goals are not appropriate or realistic.  Often, when we decide to do something, we set lofty goals without defining specific milestones and eventually we give up because we get discouraged with our lack of progress towards the end result.  We may not

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Yes, It’s Ok to Splurge. Here are Four Instances When You Can Give In.

I had to be out of the office this week at an off-site training in the City. I normally get in and get out, but New York City summers are something at which to marvel and savor.  I took the long way to the train and caught myself outside of a thrift store whose funds

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One Way that Black Women Can Move From Making ‘Good Money’ to Amassing Immense Wealth

After an unexpected layoff in April 2014, Mutale Nkonde was feeling desperate. She had always wanted to start her own business but was afraid that she couldn’t because she didn’t have the start-up capital. After working with a credit counselor, she raised her credit score to be approved for a $10,000 business loan. She founded

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4 Ways to Combat the “I’m Rich on Payday” Feeling

Have you ever looked at your bank account on payday and felt like you were rich? Did the increase in your account start to make you excited and anxious? Did that money start to burn a hole in your pocket and you just had to spend it to treat yourself for working hard over the

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3 Ways to Know That Your Finances Are Really Improving

Personal finance management isn’t widely taught through the education system in our society. According to the Council for Economic Education only 14 states require high schools to offer a personal finance course for students. Offered is of course different from mandatory, so who knows how many students actually take advantage. Some colleges offer personal finance courses,

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5 Things Smart Women Do with Their Tax Return Money Number #3 is a Kicker

A few years ago, I was walking in the mall and overheard a business owner trying to convince a woman to use her tax return to purchase a weave. She said that her hair was an investment. I didn’t stick around long enough to hear the customer’s response, but in my mind, I was thinking, “Buying

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Here’s What’s Really Keeping You from Walking in Favor and Financial Freedom

Saying that you want something and actually doing the work to get it are two different things. We all know that. But sometimes I don’t think we fully understand why we don’t walk in the direction of our dreams. Well, I know from my experience, what keeps me from taking a leap, following up, or taking

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