One of the primary reasons people don’t stick to goals is that the goals are not appropriate or realistic. Often, when we decide to do something, we set lofty goals without defining specific milestones and eventually we give up because we get discouraged with our lack of progress towards the end result. We may not
Read More“My family has money and we still shop secondhand. How do you think the rich stay rich? Did you know Mary Kay clipped coupons?” One day, I was on a plane to San Diego and, I was speaking to the guy next to me about investing in yourself and the conversation expanded to the difference
Read MoreHey Frugal Feministas, You know that I have been serious about helping you break-up with broke! I launched my FREE four-part video series How to Break-up with Being Broke last week to give you tips and tools to make you financial life robust and juicy. If you haven’t seen these videos, then you can get
Read MoreHello Frugal Feministas! (I wrote this newsletter over the weekend and have seen such a positive response. It really hit a nerve with a lot of us so I decided to make it today’s post. Thanks for all of your replies. I will respond to each one.) -Kara It’s about 7:45EST as I write this
Read MoreAs you embark on any journey of financial self-awareness, I want you to remember these three of my core money mindset principles. These principles not only empower me, they also push me to make smart money decisions on a daily basis. Know Your Why: One of the ways to improve your relationship with money is
Read MoreYou have worked too hard— getting your (numerous) degrees, navigating Cubicle America, and building your brand to be broke. “Being broke”, though, seems to a recurring theme among black women, who, for all intents and purposes, with the exception of their financial lives, embody intelligence, progressive thinking, resourcefulness, and discipline. But in order to live
Read MoreBrothers and Sisters From Another Mother? The highly indebted by way of poor financial choices, consumer charging, and unrealistic standards of living come in an array of sizes, hues, shapes, languages, and ethnicities. Despite these superficial distinctions, there remains a unifying mentality and set of behaviors that unite this demographic. Their movements, habits of being,
Read MoreEarly last week I launched my free four-part video series called How to Break-up with Being Broke (YUM!!) because I know that black women are just a few financial strategies away from owning their wealth and I wanted to help us get right as quickly as possible with our financial structures. If you are a brown
Read MoreAs human beings we get fantastic ideas, have the energy and excitement to implement them only to find ourselves struggling a few weeks or even days later. And such is my journey to financial freedom that I’m sharing with you. Understanding the five Stages of Change has been helpful for me to have compassion for myself when
Read MoreMy current reading situation is Dr. Dennis Kimbro’s The Wealth Choice. According to his work, there are 35,000 black millionaires in the US today. When I came across this number, I was a little a lot underwhelmed. I started to wonder how many more of us could be millionaires if we could just get our
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