One of the most annoying money wasters is ATM fees. According to a Bankrate Checking Survey, ATM surcharges hit “a new highs for the 10th consecutive year.”
The average ATM surcharge — the fee for using a bank’s ATM when you’re not a checking account holder at that bank — jumped 6.5 percent to $2.77.
Last week, I found myself in an ATM-fee conundrum because I needed cash to get my hair done and didn’t want to use a credit card or pay $3.00 to access my own money.
So, I figured that I would get around wasting $3.00 on nothing by going to Pathmark to purchase an item that I would need and buy anyway and take advantage of their cash back option.
Since I’m on a kale kick and plantain is a staple in my household, I bought those two items, which came to less than $3.00.
If you are going to use this money hack , know that Pathmark as a $50 limit for cash back per purchase.
I needed $100 so I told the cashier to ring up the kale and plantain separately.
She gave me no problems with the accommodation.
I left Pathmark with my money and the basics for my dinner.
[bctt tweet=”Last week, I found myself in an ATM-fee conundrum because I needed cash to get my hair done and didn’t want to use a credit card.” username=”frugalfeminista”]
If this post really resonated with you and you want to transform how you feel and think about money so you can live your best life, consider money therapy.
The information contained in The FrugalFeminista.com is for general information or entertainment purpose only and does constitute professional financial advice. Please contact an independent financial professional for advice regarding your specific situation.