How I Paid Off My Graduate Debt

I became a teacher because of my passion for social justice. I wanted to give girls and boys that looked like me a chance to feel the love and support from someone that they could culturally relate to. I also wanted to give them the critical thinking tools to make them feel like they could

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How Meditation Can Help You Manage Your Money

It can help you to Decrease Your Spending  Do you sometimes wonder where all your money goes? Many of us do, and partly because of the world we live in, there are so many appealing subscription services, for instance. Regular meditation practice will help you become more conscious of what you actually need and will

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How to Pay Down Credit Card Debt Quickly

I recently had an interview with a journalist from CNN about credit card debt. It inspired me to share all of my answers to his questions with you since they all weren’t included in the article.  Why is credit card debt so damaging? Credit card debt is damaging when you’re unable to repay the money

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3 Tips To Consider Before You Quit Your 9-To-5 To Pursue Your Passion Full-Time

When I decided to leave my job to pursue my side-hustle full-time, I was equal parts excited and frightened. I was excited because I actually had a chance to pursue something I was extremely passionate about. I was frightened because my job allowed for financial security and a level of predictability I enjoyed. Quitting meant

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3 Money Lessons I’ve Rediscovered During Quarantine

I live in New York City, the epicenter of the coronavirus. Before it started to sink in how serious this public health scare was, I kept to my regular work and social schedule — which always translates to spending. Since state mandates have forced us to stay home and have shut down all non-essential businesses,

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6 Ways to Prepare Your Business for Growth

For most small business owners, one of the biggest goals is to see consistent growth or success. Unfortunately, you’ve probably heard statistics before about 20-50% of small businesses failing in their first year. While information like that can be disheartening, that doesn’t mean your business or your passion will become just another statistic.  Are there

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How to Manifest the Life that You Really Want

A lot of us are walking around with an air of heaviness and hopelessness because we are not living the lives we really want or deserve. But getting to where you want in life may not be as difficult as it seems when you are ready to do what it takes to get there. If you

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Why It Is Important for You to Treat Yourself Regularly

We all know how important it is to be physically and financially responsible. It’s the reason why you come to this site, to get tips and insight on how to be at your healthiest financially. A large part of being financially responsible is being able to identify when you are spending money on your “needs”

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Why Smart Black Girls Don’t Buy Books

  I love learning. And I would generally give myself a pass when I splurged on purchasing books because I rationalized that it was an affordable pathway to personal development.  While the logic is reasonable, I noticed a troubling trend with my book buying— my buying: reading ratio was completely out of whack. I would

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5 Baby Steps to Eliminate Debt and Increase Your Financial Confidence

There is a reason why “debt” is a “four-letter” word. Debt is a curse and keeps you from living your life free of fear, worry, and frustration. The irony is that we run away from our financial problems because we want to avoid pain. Running away, however, only worsens the state of our finances, thus

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