How I Paid Off My Graduate Debt

I became a teacher because of my passion for social justice. I wanted to give girls and boys that looked like me a chance to feel the love and support from someone that they could culturally relate to. I also wanted to give them the critical thinking tools to make them feel like they could

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How to Pay Down Credit Card Debt Quickly

I recently had an interview with a journalist from CNN about credit card debt. It inspired me to share all of my answers to his questions with you since they all weren’t included in the article.  Why is credit card debt so damaging? Credit card debt is damaging when you’re unable to repay the money

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Is it Ever Worth Buying a New Car?

The great debate: to buy new or to buy used? There’s something so appealing about that new car smell, the sensation of breaking in the seat and wearing down the steering wheel to the contour of your own preferences, taking ownership in your proudly-purchased set of wheels… it’s so appealing, in fact, that it almost

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5 Baby Steps to Eliminate Debt and Increase Your Financial Confidence

There is a reason why “debt” is a “four-letter” word. Debt is a curse and keeps you from living your life free of fear, worry, and frustration. The irony is that we run away from our financial problems because we want to avoid pain. Running away, however, only worsens the state of our finances, thus

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6 Ways to Spring Clean Your Finances

It’s official, spring is here!!! Despite this damn snow, I am going to will the spring into existence! 🙂 I love what the spring represents. It represents growth, lightness, and newness. That’s why I understand the concept of “spring cleaning.” out with the old and in the new.  For the last couple of weeks, I

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The Ultimate 30-Day Action Plan for Black Women to Fix Their Finances Fast

If you’ve been rocking with me for at least the last month, you know that I’ve been going hard on spreading the financial gospel during (Black) Women’s History Month.  On March 18th, there was so much love, fellowship, and transformation happening at Sister’s Uptown Bookstore. It was my first LIVE event and the official book

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The Do’s and Dont’s of Personal Loans

All views are my own and do not necessarily reflect the views of Discover Products Inc. and its affiliates You would think that the answer to that question is “no.” But not so fast. There are times when Life comes at you like you are  in an elevator with two particular celebrities and despite how

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How To Bounce Back From A Repossession

Many of my clients have dealt with a previous repossession and some of them are not sure how to bounce back from that. There are a few steps to follow and of course, you must have patience as many banks are not willing to give a second chance. I will quickly break down step by

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9 Ways To Successfully Handle Debt Collectors

  Tiffany the Budgetnista is back with another helpful post! ( You can learn more about Tiffany and The Budgetnista here: thebudgetnista.com) I know, I know….Debt Collectors can seem reeeeally scary.  They’re these mysterious people who call you and demand payment whether you have it or not. They can even threaten you with credit destruction, wage garnishments

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How To Use Your Tax Refund When Financing A Car With Bad Credit

One of the most anticipated times of the year is well among us all. That time is…. TAX TIME! Some people love it and some people hate it! Either way, if you are expecting a refund from your tax return, sometimes it may be difficult on which route is best to go if you are

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