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How To Finance A Car With A 600 Credit Score Or Lower

Financing a car can be time-consuming. First, you must find a car you like, look for a reasonable price to pay, and decide where you will do business. But the longest part of the process is being at the dealership. Whether you are doing back and forth on a price, going through their selection of

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Yes, It’s Ok to Splurge. Here are Four Instances When You Can Give In.

I had to be out of the office this week at an off-site training in the City. I normally get in and get out, but New York City summers are something at which to marvel and savor.  I took the long way to the train and caught myself outside of a thrift store whose funds

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Are You Ready to Build a $10k/year Online Business…On the Side?

Saturday night I was in the midst of great company.  Kissa, the founder of Buttafly Unlimited and creator of those super popular I LOVE MY HAIR t-shirts and I were meeting at Panera Bread and coming up with ways to make a bigger difference in the world with the work that we do.   It

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3 Tips to Help You Stick To Your Goal of Saving More Money This Year

The new year has just started and most have made new years resolutions regarding money. Have you resolved to save more money in the new year ? If you answered yes you’re not alone. However, following through with that goal is the hard part. There are several great reasons as to why you need to

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Here is the Formula for Achieving Success and Happiness in Your 20s, 30s, and 40s

There are so many things that were thought to be impossible until someone did them. Humans would never visit the stars, then Yuri Gagarin went to space in 1961 and Neil Armstrong walked on the moon in 1969. Just this past September, Diana Nyad was the first person to swim from Cuba to Florida without

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WHY NEW YEAR’S RESOLUTIONS ARE DANGEROUS TO YOUR MONEY.

Many people look at new year’s resolutions as a good thing. They make vows to get healthy, save more money, spend less money, give up vices or bad habits and more. Do these all sound great to you? Most people would say yes. However, all of the above are bad resolutions. Why do you ask?

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4 No Brainer Ways to Avoid More Debt During the Holidays

Over 80% of Americans have debt: mortgages, car loans, credit card loans etc. You likely fall in that number and you likely want to pay off your debt. Whether you’re the type of person who is really good about making sure you pay more than the minimum payment every month or you’re struggling to do

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5 Ways To Make Your Credit Score Jump & a Free Credit Score and Credit Report from Wells Fargo

Hey Frugal Feministas: I am working with Wells Fargo to help spread the word about their Get Smart About Credit Campaign. Based on some of your responses from the survey that I sent, I jumped at the opportunity to be a part of this initiative to help improve and strengthen credit scores in our community.

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How Periodically Checking Your Reoccurring Payment Plans Can Save You Money

Recently I went to my cell phone carrier because I was having issues with my phone. I went to the store to explore options to either fix my phone or get a new one.  Right before I left, the associate asked me if I wanted to explore whether my plan fits my needs. Of course

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Why DIY is a Great Money Saving Strategy

One day, while waiting for the milkshake to be made, I asked the bartender to detail the ingredients in the shake.  He told me, and the next day I went to Whole Foods to buy vanilla coconut ice cream, chocolate syrup, and almond milk.  The total cost for all items was about $10.  I could

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