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How To Use Your Tax Refund When Financing A Car With Bad Credit

One of the most anticipated times of the year is well among us all. That time is…. TAX TIME! Some people love it and some people hate it! Either way, if you are expecting a refund from your tax return, sometimes it may be difficult on which route is best to go if you are

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Three Simple Ways To Rebuild Your Credit

Rebuilding credit can seem like a frustrating task. Many consumers give up and eventually file for bankruptcy, which is the worst decision to make as this will make future credit building more difficult. After viewing over 50-60 credit reports per day, I have personally seen consumers bounce back into the high 600’s and 700’s in

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5 Simple Ways to Stay Calm and Out of Debt During the Holiday Season

The holiday season can be very stressful for a number of reasons. People may feel alone, there is more traffic than normal in the malls, and there is the pressure to buy the perfect gift. It can definitely be overwhelming, but here are some tips on how to stay calm, maintain your sanity, and actually

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Don’t Call in Sick, Call in Broke: 5 Things to Do at Home to Improve Your Money Matters

Let’s Make a Vacation Out of It Data from the World Tourism Organization (WTO) find that America ranks amongst the lowest in developed countries in the average annual amount of vacation time their citizens receive. Member-countries of the European Union (EU) like Italy, Germany, France, and the United Kingdom receive, on average, 42 days, 37

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3 Ways To Lower Your Car Payment Right Now

After working in the automobile industry for 4 years and selling close to 500 cars in less than 3 years, one of the most frequent questions I get is “How Can I Lower My Car Payment?” Of course, your credit score will play a role as this will determine if lowering your car payment is

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15 Tips on How to Plan a Money-Making Yard Sale So You Can Pay Your Debt

When I was focused  on eliminating my graduate school student loans of $40,000, I entered into hustle mode. Hustle mode is when you focus on finding ways to increase your income through sales and entrepreneurship instead of through decreasing your expenditure, getting a second job, or hard-core savings. Don’t get me wrong; both strategies (increasing

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Four Lessons Learned: How I Paid off $44,000 in Student Loans in Two Years

Kelly from Immigrating With a Purpose reached out to me with this amazing financial journey. I am happy that she can share it with us! Very badass. She takes travel, wanderlust, and teaching and makes her student loans go away…fast. Sidenote: If you have a financial struggle that you have overcome, email me at kara@thefrugalfeminista.com

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3 Tips to Help You Stick To Your Goal of Saving More Money This Year

The new year has just started and most have made new years resolutions regarding money. Have you resolved to save more money in the new year ? If you answered yes you’re not alone. However, following through with that goal is the hard part. There are several great reasons as to why you need to

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5 Simple Ways to Stay Calm and Out of Debt During the Holiday Season

The holiday season can be very stressful for a number of reasons. People may feel alone, there is more traffic than normal in the malls, and there is the pressure to buy the perfect gift. It can definitely be overwhelming, but here are some tips on how to stay calm, maintain your sanity, and actually

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6 Quick & Effective Personal Finance Tips on Managing Money and Reducing Debt

Glinda Bridgforth is a best-selling author and financial expert. She conducted a seminar sponsored by Toyota Financial Services where she gave financial fuel tips, quick tips about managing money and reducing debt. I picked some key tips to share with you and include my own tidbits for each. Tip 1: Don’t take payroll advances from

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