Is there really such a thing as good debt? You’ve probably heard the terms good debt and bad debt, but what do they really mean? Can any debt really be good? Many use the term good debt to refer to a loan used to purchase something that will appreciate or increase in value e.g. student
Read Moreby Rashida Thomas For the graduating Class of 2014, the average student loan debt owed was $33,000 according to The Wallstreet Journal. I was able to finish my undergraduate degree with only owing $46,193. However, once I went on to get two Master’s Degrees I am now sitting at $23,432.32 in private student loan debt
Read MoreAfter the infamous DC trip, where I discovered some reluctance to share finances with my husband, we thought it would be a good idea to begin the process of merging our finances. Prior to agreeing to establish joint savings and checking accounts, we had paid everything separately. As the techie in the family (he thinks I
Read Moreby Cynthia Lubin After my last blog post on “The Frugal Feminista” where I shared my experience with managing a whopping $100k+ student loan burden surprisingly more people than I thought reached out to me and opened up about their own personal bouts with student loans. While everyone I spoke with had a unique story,
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Hey Frugalistas, Earlier this week, President Obama had a town hall meeting with Tumblr Founder, David Karp, who ironically skipped college to pursue entrepreneurship, to discuss the state of student loans. Prior to the chat, President Obama expanded the Pay As You Earn (PAYE) so that millions more borrowers can qualify for lower monthly payments,
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Ya’ll don’t know this…yet, but Cynthia is the bomb!! I kept quiet about my coaching services(which I will be rolling out in the summer. Super stoked!!) for a while because I wanted to make sure that anything that I do, seriously, is useful and in service of the money AND spirit. Seriously, getting out of
Read MoreWhen you decide to pull-up your big girl panties and take charge of your finances like a grown woman, you may begin to realize that everyone will not be happy with your new frugal lifestyle. Your shopaholic friends will become your new financial frenemies and say things to keep you chained to the door of
Read MoreFrugalistas, I had the opportunity to share my student loan story with Harriette Cole of The ROOT web series Bring It To The Table last week. It was my first interview and I was both excited and nervous. Before I post it on social media, I wanted to share it with you, my tribe. I
Read MoreTiffany “The Budgetnista” is back with some fun financial tips on figuring out whether to keep or close credit cards. She is super fabulous and 1/5 of my brown girl collective The Frugal Fab 5. Check out her site: www.thebudgetnista.com. “Hey B, should I keep my credit card?” “Tiffany, I heard that it’s bad to
Read Moreby Tiffany the Budgetnista Aliche Tiffany the Budgetnista is back with another helpful post! ( You can learn more about Tiffany and The Budgetnista here: thebudgetnista.com) I know, I know….Debt Collectors can seem reeeeally scary. They’re these mysterious people who call you and demand payment whether you have it or not. They can even threaten you with credit destruction, wage
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