How I Found New Friends After 30

I was taking stock of my life and realized that I didn’t have the quality of friendships I desired—I couldn’t be the friend that I wanted to be with the women around me and, in turn, I couldn’t receive the type of connection that I want.  I wanted to be a different kind of friend,

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The Superpower of Asking “Why”

The Superpower of Asking “Why”   There’s always a reason for everything you do. There’s always a root and a “why” waiting for you to uncover it.  And sometimes the reasons that you give yourself are just the beginnings of the journey. And those answers lead to other “whys” and different “whys” and new answers.

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How to Manifest the Life that You Really Want

A lot of us are walking around with an air of heaviness and hopelessness because we are not living the lives we really want or deserve. But getting to where you want in life may not be as difficult as it seems when you are ready to do what it takes to get there. If you

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Did Spending Half a Grand on Clothes Help Me Overcome My Fear of Spending Money?

Ever since releasing Heal Your Relationship with Money, I’ve experienced a number of newer and more nuanced connections with money that I wanted to share with you in the hope you’ll be able to make more sense of your ever-changing relationship with your coins. Understanding Fear and How to Overcome It We all have fears. 

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9 Free Ways to Encourage Self-love & Confidence in Our Children

“All children should be taught to unconditionally accept, approve, admire, appreciate, forgive, trust, and ultimately, love their own person.” ~Asa Don Brown TIME recently ran a story about the increase in suicides among Black children.  A study revealed that the suicide rate among black children increased from 2.54 per one million to 1.36 per million.

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Why It Is Important for You to Treat Yourself Regularly

We all know how important it is to be physically and financially responsible. It’s the reason why you come to this site, to get tips and insight on how to be at your healthiest financially. A large part of being financially responsible is being able to identify when you are spending money on your “needs”

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My Best Move A step back!! Here’s Why

~Jennifer Ritchie Payette, co-author, “Modular Career Design” I had a nice apartment on the good side of town.  I had just gotten a new(er) car.  I was able to fit new shoes or an outfit into my monthly budget.  I made happy hour or eating out a part of my budget, and maintain a decent

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Why Smart Black Girls Don’t Buy Books

  I love learning. And I would generally give myself a pass when I splurged on purchasing books because I rationalized that it was an affordable pathway to personal development.  While the logic is reasonable, I noticed a troubling trend with my book buying— my buying: reading ratio was completely out of whack. I would

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Your Mondays Can be Fridays: 4 Must-do’s to Own Your Peace At Work

I don’t want to hear it!  We can spend hours in conversation with our friends, moms, sisters, boyfriends, husbands, whoever has a listening ear giving them the pre-text, text, and post-text of “how crazy today was”. We can discuss why Sally couldn’t “do it herself” or why is it that “I’m being called every time…”

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5 Baby Steps to Eliminate Debt and Increase Your Financial Confidence

There is a reason why “debt” is a “four-letter” word. Debt is a curse and keeps you from living your life free of fear, worry, and frustration. The irony is that we run away from our financial problems because we want to avoid pain. Running away, however, only worsens the state of our finances, thus

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