Be Kinder to You in 2016

How many times a day do you call yourself “lazy” or “stupid”? The words come into our minds without us even realizing it. Special K has a great commercial that shows how hurtful and damaging we can be to ourselves (see video). It shows women in a clothing store reading labels that say “Feeling disgusting”,

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3 Ways to Save Money on A Wedding Gift and Stay On Budget

Wedding season is in full force, and if you are trying to be frugal because you don’t have the extra money to spend or you are trying to pay off debt, then this can be a scary time.  Please note, if you are a bridesmaid, then you definitely should read this article about cost saving

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3 Ways to Take Care of your Mental & Physical

The countdown is ON, 2016 is literally days away!  Even though there isn’t much talk of resolutions these days, there is always talk of change and improvement.  In the midst of changing and improving, you will hit road blocks and question your decisions.  You will have highs one day, and lows the next day, but

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Before You Say Yes, Think About the Cost of Being a Bridesmaid

According to a 2011 Mint.com study, the average total cost of being a bridesmaid was $1,695.  This is a lot of money. Elite Daily breaks the costs down into the following categories: – $150 – $400 for the dress; – $50 for alterations – $200 for engagement, bridal shower, and wedding gifts – $1,000 for

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5 Tips To Protect Your Purse and Your Purchases While Holiday Shopping

The holiday season is not only a time for giving; it’s also a time for taking.  Yes, it’s sad but true.  While you may be thinking of ways to spread holiday cheer, there are those among us plotting and scheming of ways to separate you from your money and all of your holiday purchases. But

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10 Ways to Make More Money During the Holidays

The holidays are a time of fun and family, but the gift giving aspect can also make this time expensive. One of the main concerns individuals have around holiday time is not having enough money. If you haven’t already saved up to take care of the extra expenses then you may find yourself short of

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4 No Brainer Ways to Avoid More Debt During the Holidays

Over 80% of Americans have debt: mortgages, car loans, credit card loans etc. You likely fall in that number and you likely want to pay off your debt. Whether you’re the type of person who is really good about making sure you pay more than the minimum payment every month or you’re struggling to do

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Say No Like You Mean It

This time of year is full of too many things to do any not enough time. You’ve probably said yes to things that you don’t want to do or don’t have the time to do. And you end up kicking yourself and resenting others as a result. Saying no isn’t easy especially for people who

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Reflect on ’15 before you plan ’16!

Before you begin planning and plotting on the goals for 2016, what happened with the 2015 goals?  Did you reach them?  Did they get lost in the shuffle of life?  Did you get discouraged and let them fall by the wayside?  But hey who cares, you are looking forward to 2016 and you KNOW this

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Setting SMART Goals

One of the primary reasons people don’t stick to goals is that the goals are not appropriate or realistic.  Often, when we decide to do something, we set lofty goals without defining specific milestones and eventually we give up because we get discouraged with our lack of progress towards the end result.  We may not

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