Some people love Valentine’s Day and eagerly await its approach after New Year’s celebrations are over. Honestly, this is probably the greeting card, floral, candy, and jewelry industries but I’m sure that there are some people too! Others dread the day and many people are indifferent. I tend to fall into the latter category. When
Read MorePutting yourself first is probably the best thing that you can do for the longevity of your finances and your peace of mind. All of your dreams, passions, and short-term goals, no matter how big or small have a price tag. But in order to realize any of them, you have to get into the
Read MoreRebuilding credit can seem like a frustrating task. Many consumers give up and eventually file for bankruptcy, which is the worst decision to make as this will make future credit building more difficult. After viewing over 50-60 credit reports per day, I have personally seen consumers bounce back into the high 600’s and 700’s in
Read MoreHave you ever looked at your bank account on payday and felt like you were rich? Did the increase in your account start to make you excited and anxious? Did that money start to burn a hole in your pocket and you just had to spend it to treat yourself for working hard over the
Read MoreLast summer I sat at the beach fantasizing about my ideal life and one thing that rose to the surface was my desire to have mini solo retreats at the beach throughout the year. Just a few days to myself with warmth, sunshine, and the ocean. “Maybe next year (that would be this year)” “Or
Read MoreAlmost every successful person begins with two beliefs: the future can be better than the present, and I have the power to make it so. The first month of the new year is over!! Can you believe it? I can’t!! it just seems like yesterday I was planning my 2016 goals, and trying to
Read MoreMany people would never take a road trip without a GPS or map, but often operate their lives without a plan or a goal. Just like in road trips, you need to take the time to plan, prioritize, and determine where you are going if you want to hit your destination. Without the plan or
Read More\ The perfect ones are always flawed~Unknown One of the most difficult things for most people to do is talk about themselves. We don’t want to come across as obnoxious, by rattling off all of the great things about ourselves. But, we don’t want to admit the not so great things about ourselves either. Have
Read MoreWith January coming to an end, how focused are you still on those New Year’s Resolutions? If you are like most people, some of the excitement and energy for achieving those goals has waned. Now is the perfect time to re-evaluate those goals. Ask yourself: Is this goal important to my life now? Is this goal
Read MoreDespite a miserable financial reality—bounced checks, late mortgage payments, bank overdrafts, inner turmoil, and lack of sleep—you will still find people telling you that they can’t afford to save. The reality is that they can’t afford not to save. Helping a friend or a loved one move from the “I Can’t Afford to Save” mentality
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