Mission statements answer the question of what the purpose of your life is… why you exist. In business, mission statements are used to keep the business focused. Employees can refer to it as a reference point for what they are supposed to be doing. It drives. In addition, it helps to plan. It accomplishes this,
Read MoreThis is a guest post from Marsha Barnes, founder of Financial Empowerment and 1/5 of The Frugal Fab 5! Check out her site and join us for our Twitter chat tonight from 8-9pm.-k by Marsha Barnes Spending triggers can be a time or day when you tend to spend alot, certain people that seem to
Read MoreThis guest post is from Kathleen over at Frugal Portland. She is very cool peoples and knowledgable about frugal fun living. Check out her site here and find out more about her. -k Are you lucky enough to get a holiday bonus this year? I’m in sales, and we do a lot of our billing
Read MoreThere are certain things that we have no control over: we have no control over when we will come out of this Great Recession and we have no control over being fired or laid off. But we do have control over our personal financial choices and our actions. In other words, even with the grimmest
Read MoreBrothers and Sisters From Another Mother? The highly indebted by way of poor financial choices, consumer charging, and unrealistic standards of living come in an array of sizes, hues, shapes, languages, and ethnicities. Despite these superficial distinctions, there remains a unifying mentality and set of behaviors that unite this demographic. Their movements, habits of being,
Read MoreTo be honest, ya’ll, I have been in a little funk lately. l have become envious of the life that I want, instead of the live that I have. Intellectually, I know that things come in time. Cognitively I am aware that my envy comes from being unrealistic and unfair to myself. I am also
Read MoreBy definition, a mantra is a mystic syllable or lyrical poem that devotees chant, recite, and repeat in rapid succession as to create and instill single-minded concentration on a particular goal or destination. According to this philosophy, the mind serves as the bed of all thought, which subsequently lays the foundation of our feelings
Read Moreby Natasha Gordon Let’s talk about the background on susu: susu is a system of saving found throughout the Caribbean and coming from our roots in West Africa. It is form of cooperative economics. Susu is made up of groups of family members or friends, each of them agreeing to paying, or “throwing”, a specified amount of
Read MoreMy father always says that money doesn’t buy happiness, but it can take away sadness by alleviating the things that can cause us hardships. Never has that rung more true for me than this summer. A string of unforeseeable (and one planned) events left me ever so grateful for the financial lessons I learned in
Read MoreI know that if you are a frugalista, like me, you are always looking for ways to increase your income. You have two ways to do that: increase your streams of income or decrease your expenditure. Today, I am going to share with you how I did the former without stressing myself out. 1. Be
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