Why DIY is a Great Money Saving Strategy

Have you ever had something that you absolutely loved, but you wondered if you could continue to afford it?  Well, I recently felt this way.  Lately, I have been obsessed with a vegan chocolate milkshake from a local Detroit restaurant.  My obsession was bringing me into the restaurant about one to two times per week,

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5 Emotional Reasons for Spending and How to Overcome It

By Aisha Taylor How many of you have ever gone shopping, brought the items home, and then thought, “Why did I buy that?”  If so, you may have purchased that item because you were emotionally shopping.  The problem with emotional shopping is that often times we purchase things that we don’t need, and we spend

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How to Decide if You Should Put Your Bills on Auto Pay

auto pay, would spend money that she didn’t have, and then ended up with multiple overdraft fees on her checking account.  However, when she took the auto pay off she would forget to pay her bills and ended up paying late fees. It’s definitely a challenge because without the proper vigilance or system a lot of

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6 Simple Steps to Save 50% of Your Income

My husband and I have always toyed with the idea of living off of fifty percent of our incomes— not necessarily because one of us wants to quit our job right now, (ummm…that’s really not true…so let me stop LOL) but because we are serious about wealth and understand that our daily decisions impact our

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6 Ways to Save When You Think You Can’t Afford To

Despite a miserable financial reality—bounced checks, late mortgage payments, bank overdrafts, inner turmoil, and lack of sleep—you will still find people telling you that they can’t afford to save. The reality is that they can’t afford not to save. Helping a friend or a loved one move from the “I Can’t Afford to Save” mentality

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5 Things Smart Women Do with Their Tax Return Money Number #3 is a Kicker

A few years ago, I was walking in the mall and overheard a business owner trying to convince a woman to use her tax return to purchase a weave. She said that her hair was an investment. I didn’t stick around long enough to hear the customer’s response, but in my mind, I was thinking, “Buying

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4 Ways to Protect Yourself From Nickel and Diming Your Way Into the Poorhouse

One of the interesting things that I see as a personal finance coach supporting black women regain control of their finances is that these women are in debt or have bad credit , not because they are poorly compensated and, as a result, have to resort to charging basic necessities on their credit cards, but

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6 Weekly Meal Planning Tips to Help You Save Money, Your Sanity, and (Possibly Your Future Marriage)

I work with a lot of women that control the purse strings in the home but find themselves struggling to meet their families’ savings goals. When we sit down and do a deep dive and analysis of their budget, one of the biggest money wasters is food— whether it is overspending on groceries, letting food

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3 Ways to Save Money on A Wedding Gift and Stay On Budget

Wedding season is in full force, and if you are trying to be frugal because you don’t have the extra money to spend or you are trying to pay off debt, then this can be a scary time.  Please note, if you are a bridesmaid, then you definitely should read this article about cost saving

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5 Tips To Protect Your Purse and Your Purchases While Holiday Shopping

The holiday season is not only a time for giving; it’s also a time for taking.  Yes, it’s sad but true.  While you may be thinking of ways to spread holiday cheer, there are those among us plotting and scheming of ways to separate you from your money and all of your holiday purchases. But

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