About 32% of Americans have a household budget. Having a budget it an amazing start, but it is not enough. You have to know how to follow it. Last week I discussed the steps that you need to follow to develop a budget for the holiday season. This week I want to share 5 strategies
Read MoreWedding season is in full force, and if you are trying to be frugal because you don’t have the extra money to spend or you are trying to pay off debt, then this can be a scary time. Please note, if you are a bridesmaid, then you definitely should read this article about cost saving
Read MoreRecently I was speaking at a workshop and one of the participants asked me whether she should put her bills on auto pay or if she should manually pay them. The issue that she was having was that she would forget that her bills were on auto pay, would spend money that she didn’t have,
Read Moreby T. Espinoza Stains and rips and runs oh my! We’ve all had our fair share of fashion emergencies but never fear, The Style Medic is here! I’m going to arm you with some genius tips and tricks to keep you looking pulled together during even the worst wardrobe malfunctions. Check out these 10 fashion
Read MoreMy husband and I have always toyed with the idea of living off of fifty percent of our incomes— not necessarily because one of us wants to quit our job right now, (ummm…that’s really not true…so let me stop LOL) but because we are serious about wealth and understand that our daily decisions impact our
Read MoreOne of the most annoying money wasters is ATM fees. Last week, I found myself in an ATM-fee conundrum because I needed cash to get my hair done and didn’t want to use a credit card or pay $3.00 to access my own money. So, I figured that I would get around wasting $3.00 on
Read MoreI work with a lot of women that control the purse strings in the home but find themselves struggling to meet their families’ savings goals. When we sit down and do a deep dive and analysis of their budget, one of the biggest money wasters is food— whether it is overspending on groceries, letting food
Read MoreA few years ago, I was walking in the mall and overheard a business owner trying to convince a woman to use her tax return to purchase a weave. She said that her hair was an investment. I didn’t stick around long enough to hear the customer’s response, but in my mind, I was thinking, “Buying
Read MoreIt’s almost spring time! For us urbanites who are finally breaking out of the cold winter weather that means more enjoyable time outdoors. There are so many outdoor festivals and activities that we can enjoy, especially living in a city. There’s so much free entertainment that you can almost go the entire spring and summer
Read MoreYou don’t know how happy I am to introduce today’s guest writer. Sharonda Williams is one of us, Frugal Feministas! Sharonda has been a Frugal Feminista since February 2014 and has shared her financial journey with me behind the scenes and I am so happy that she has pulled her strength from within to gain
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