By: Kara Stevens
If there was one book that totally transformed my approach towards money, it had to be the Automatic Millionaire by David Bach. This book taught me that if I want to be successful with savings and investing, then you must make it automatic. The brilliance behind this concept is you can’t spend what you don’t
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By: Kara Stevens
One of the interesting things that I see as a personal finance coach supporting black women regain control of their finances is that these women are in debt or have bad credit , not because they are poorly compensated and, as a result, have to resort to charging basic necessities on their credit cards, but
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By: Kara Stevens
I was speaking to a girlfriend that was looking for advice on how to manage her finances better. She was proud to share that she had no debt, but when it came to savings, she had none. Living Beyond Your Means I know for some, this is a hard concept to grasp. We usually hear
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By: Kara Stevens
Take Inventory for clothing and supplies. Before you start shopping for new items, search your house and take inventory of all of the clothing and supplies that you have. Identify which supplies will be needed in the upcoming year, and then check those off of the teacher’s supply list. Once you identify all of the
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By: Kara Stevens
I learned soooo much from this program. I am so grateful for having been chosen to be a part #WomenInspired Challenge, a wonderful online community focused on inspiring and informing women just like you and me about what money can and can’t do in our lives.But if I could wrap-up my final thoughts about my
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By: Kara Stevens
by T. Espinoza Some people don’t like shopping. I don’t understand these people, but I love them because they keep me gainfully employed. Nonetheless, the reasons why some folks prefer not to hit the mall, range from too many options to ‘I hate trying clothes on’. To those people, I offer these 7 tips to
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By: Kara Stevens
About 32% of Americans have a household budget. Having a budget it an amazing start, but it is not enough. You have to know how to follow it. Last week I discussed the steps that you need to follow to develop a budget for the holiday season. This week I want to share 5 strategies
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By: Kara Stevens
Wedding season is in full force, and if you are trying to be frugal because you don’t have the extra money to spend or you are trying to pay off debt, then this can be a scary time. Please note, if you are a bridesmaid, then you definitely should read this article about cost saving
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By: Kara Stevens
Recently I was speaking at a workshop and one of the participants asked me whether she should put her bills on auto pay or if she should manually pay them. The issue that she was having was that she would forget that her bills were on auto pay, would spend money that she didn’t have,
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By: Kara Stevens
by T. Espinoza Stains and rips and runs oh my! We’ve all had our fair share of fashion emergencies but never fear, The Style Medic is here! I’m going to arm you with some genius tips and tricks to keep you looking pulled together during even the worst wardrobe malfunctions. Check out these 10 fashion
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