Thanksgiving is my favorite holiday. With tons of great food, good conversation, and laughter I am always thankful for a full belly and a smile on my face by the end of the night. But not everyone gets excited about Thanksgiving or the holiday season. Trouble with finances, ended relationships, death, challenging family situations, and
Read MoreLet’s Make a Vacation Out of It Data from the World Tourism Organization (WTO) find that America ranks amongst the lowest in developed countries in the average annual amount of vacation time their citizens receive. Member-countries of the European Union (EU) like Italy, Germany, France, and the United Kingdom receive, on average, 42 days, 37
Read MoreCredit isn’t bad; the misuse of credit is bad. Credit can be very dangerous in the hands of an impulse spender or a person who defines herself by her closet. This can cause that individual to go into a lot of debt. However, if used wisely credit can be very helpful. Let’s face it. Our
Read MoreShowing the people that we love how much we appreciate them is extremely important. Although you do not have to limit yourself to major events, I wanted to write a post about FNPhenomenal Ways to give the perfect birthday gift. Please note that you don’t have to spend a lot of money, or even buy
Read MoreIf there was one book that totally transformed my approach towards money, it had to be the Automatic Millionaire by David Bach. This book taught me that if I want to be successful with savings and investing, then you must make it automatic. The brilliance behind this concept is you can’t spend what you don’t
Read MoreOne of the interesting things that I see as a personal finance coach supporting black women regain control of their finances is that these women are in debt or have bad credit , not because they are poorly compensated and, as a result, have to resort to charging basic necessities on their credit cards, but
Read MoreI was speaking to a girlfriend that was looking for advice on how to manage her finances better. She was proud to share that she had no debt, but when it came to savings, she had none. Living Beyond Your Means I know for some, this is a hard concept to grasp. We usually hear
Read MoreTake Inventory for clothing and supplies. Before you start shopping for new items, search your house and take inventory of all of the clothing and supplies that you have. Identify which supplies will be needed in the upcoming year, and then check those off of the teacher’s supply list. Once you identify all of the
Read MoreI learned soooo much from this program. I am so grateful for having been chosen to be a part #WomenInspired Challenge, a wonderful online community focused on inspiring and informing women just like you and me about what money can and can’t do in our lives.But if I could wrap-up my final thoughts about my
Read Moreby T. Espinoza Some people don’t like shopping. I don’t understand these people, but I love them because they keep me gainfully employed. Nonetheless, the reasons why some folks prefer not to hit the mall, range from too many options to ‘I hate trying clothes on’. To those people, I offer these 7 tips to
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