By: Kara Stevens
The new year has just started and most have made new years resolutions regarding money. Have you resolved to save more money in the new year ? If you answered yes you’re not alone. However, following through with that goal is the hard part. There are several great reasons as to why you need to
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By: Kara Stevens
Many people look at new year’s resolutions as a good thing. They make vows to get healthy, save more money, spend less money, give up vices or bad habits and more. Do these all sound great to you? Most people would say yes. However, all of the above are bad resolutions. Why do you ask?
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By: Kara Stevens
Glinda Bridgforth is a best-selling author and financial expert. She conducted a seminar sponsored by Toyota Financial Services where she gave financial fuel tips, quick tips about managing money and reducing debt. I picked some key tips to share with you and include my own tidbits for each. Tip 1: Don’t take payroll advances from
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By: Kara Stevens
As I was going through some personal finance rules that are very good to follow, I thought of the individuals who may be experiencing economic hardship and how this may be conflicting information. If you don’t have any income, no money coming into your household, then some of the rules don’t make much sense for
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By: Kara Stevens
Financial gurus like Dave Ramsey, Suze Orman and Sakina Spruell teach key finance knowledge. They’ve been known to recommend 6 months of savings before beginning to invest so you can become a financial success. Their reasoning is that if you have an emergency or unexpected event, you should be able to live off of your emergency fund for
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By: Kara Stevens
Recently I went to my cell phone carrier because I was having issues with my phone. I went to the store to explore options to either fix my phone or get a new one. Right before I left, the associate asked me if I wanted to explore whether my plan fits my needs. Of course
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By: Kara Stevens
One day, while waiting for the milkshake to be made, I asked the bartender to detail the ingredients in the shake. He told me, and the next day I went to Whole Foods to buy vanilla coconut ice cream, chocolate syrup, and almond milk. The total cost for all items was about $10. I could
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By: Kara Stevens
I worked with a woman that told me that she was looking forward to renewing her vows with her husband on their tenth wedding anniversary. They were planning to have a destination wedding in Jamaica. My initial thought was, “How wonderful!” My next thought as a newlywed was, “Wow, that’s a long time from now.” On
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By: Kara Stevens
Many of our spending habits are influenced by our upbringing. If you were brought up in a household that counted every penny, you may find yourself monitoring your cash flow and being very cautious with your investments as you get older. If you grew up in a house full of spendthrifts, you may carry on
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