By: Calvin O’Neal Russell Jr – Certified FICO Professional I remember it like it was yesterday. I walked inside of the tax place and the lady was very professional. She explained to me how taxes worked and how people always ended up getting refunds. Of course, I asked how can I get one. She told me
Read Moreauto pay, would spend money that she didn’t have, and then ended up with multiple overdraft fees on her checking account. However, when she took the auto pay off she would forget to pay her bills and ended up paying late fees. It’s definitely a challenge because without the proper vigilance or system a lot of
Read MoreMost of us living today have too many things to do and not enough time. With only 24 hours in a day and needing to sleep, eat, and travel that doesn’t leave enough time for everything else. Since wishing for more time doesn’t change anything the only thing we can do is use what we have
Read MoreHey Mr. DJ Ever hear a song that you don’t really like on the radio, but because they play it so often, it kind of gets stuck in your head? We all have. It’s definitely annoying, but there is no real harm in having a corny song take up some temporary head space before being
Read MoreMy husband and I have always toyed with the idea of living off of fifty percent of our incomes— not necessarily because one of us wants to quit our job right now, (ummm…that’s really not true…so let me stop LOL) but because we are serious about wealth and understand that our daily decisions impact our
Read MoreWritten By: Calvin O’Neal Russell Jr – Certified FICO Professional Not too long ago, one of my clients applied for a credit card at a “680 Credit Score Bank.” After putting in the application, he was denied and decided that he would never apply for a credit card again. I explained to him that is
Read MoreNothing says love like surrounding yourself with people who want the best for you. But this is easier said than done. There are always people who will readily point out your stumblings and failings, people who will remind you not to reach too far or dream too much. They may cloak it in want to protect
Read MoreOne of the most anticipated times of the year is well among us all. That time is…. TAX TIME! Some people love it and some people hate it! Either way, if you are expecting a refund from your tax return, sometimes it may be difficult on which route is best to go if you are
Read MoreOn some days, paying those bills on time and being serious about making extra money to increase your net worth can be a struggle. I promise you that there will be days you will feel afraid, defeated, and overwhelmed. But there is a saying that goes, “adversity introduces a (wo)man to herself.” When building your
Read MoreDo you know of a woman that, despite not-so-great circumstances, keeps it positive and looks at the world through a lens of hope, faith, and overall positivity? She has confidence, stays calm, and knows her purpose in life? Her light and energy are contagious and you just want to soak it all in? Then, you
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