I See “Debt” People: 4 Things Broke People Say and Do

Brothers and Sisters From Another Mother? The highly indebted by way of poor financial choices, consumer charging, and unrealistic standards of living come in an array of sizes, hues, shapes, languages, and ethnicities. Despite these superficial distinctions, there remains a unifying mentality and set of behaviors that unite this demographic. Their movements, habits of being,

Read More

4 Easy Ways to Break Up with Being Broke…for GOOD!

Early last week I launched my free four-part video series called How to Break-up with Being Broke (YUM!!) because I know that black women are just a few financial strategies away from owning their wealth and I wanted to help us get right as quickly as possible with our financial structures. If you are a brown

Read More

CHANGE: Consistent ~ Honest ~ Action ~ Now ~ Grow ~ Encouragement

Last week I talked about the Process of Change and taking two steps forward and one step backward. Mistakes and slip-ups are going to happen as we’re on this journey! Accepting this makes it much easier to keep going the course. If you’re like me what you want to change may be a long standing

Read More

Smart Ways To Use Your Credit Card

Credit isn’t bad; the misuse of credit is bad.  Credit can be very dangerous in the hands of an impulse spender or a person who defines herself by her closet.  This can cause that individual to go into a lot of debt.  However, if used wisely credit can be very helpful.  Let’s face it.  Our

Read More

5 Steps to Change

As human beings we get fantastic ideas, have the energy and excitement to implement them only to find ourselves struggling a few weeks or even days later. And such is my journey to financial freedom that I’m sharing with you. Understanding the five Stages of Change has been helpful for me to have compassion for myself when

Read More

Depression: The Signs, Symptoms & My Story

“ I think I’m depressed” “What makes you say that?” “Well, I am sad all of the time, I don’t want to do sh*t, and this isn’t like me” This is a conversation I had with myself a few years ago.  Yeah, this was one of those conversations you have in your head, but some

Read More

The Only Quality That Separates You from Being a Black Millionaire (and It Isn’t Difficult)

My current reading situation is Dr. Dennis Kimbro’s The Wealth Choice.  According to his work, there are 35,000 black millionaires in the US today. When I came across this number, I was a little   a lot underwhelmed. I started to wonder how many more of us could be millionaires if we could just get our

Read More

Process of Change

Have you ever noticed how you are motivated to change, talk about change, begin to change, and then stop? Whether it’s saving money, losing weight, or cutting back on drinking when it comes to making lifestyle changes it’s hard! At the end of the summer I was ready to let go of and change some

Read More

5 Ways to Combat Instant Gratification

Picture this… You’re walking through the store, and you see the perfect sweater. Immediately, your mouth starts to water a little, and you get that impulsive, “I gotta have it NOW” feeling. Think about how hard it is to walk away from a situation like that. The difficulty in walking away is even harder if

Read More

Change – 4 ways to handle what we are really afraid of?

Change in inevitable.  Change is necessary.  Change is facilitates growth. As humans we are creatures of habit.  Habits provide a sense of security and familiarity.  But how do we handle life when we need or want to make a change, but we are afraid to do so? Many people say we can’t or won’t make

Read More