Did you know that the highest expense for most consumers is their “Living Expense.” For some consumers, its the mortgage payment, but for most consumers, its their rent payments. In some states, over 72% of the population live in rental properties. Even with most consumers paying monthly rent to live in an apartment, condo, or
Read MorePain is inevitable, suffering is optional~Yusuf Neville’s last tweet Another one… that was my thought one early morning, as I read a story about a young black man that committed suicide. In February 2014, I was scrolling my Twitter feed, I came across a link to a story about Yusuf Neville. While I didn’t recognize
Read MoreGrowing up, I was afraid to read at home—when I wasn’t in school. By sixth grade, I was a “latch-key” kids— the ones that let themselves into the house with their own keys before their parents got me. Walking into the empty house with just Shadow, my cat, and the hum of the refrigerator was
Read More“All children should be taught to unconditionally accept, approve, admire, appreciate, forgive, trust, and ultimately, love their own person.” ~Asa Don Brown TIME recently ran a story about the increase in suicides among Black children. A study revealed that the suicide rate among black children increased from 2.54 per one million to 1.36 per million.
Read Moreby T. Epinoza It’s not a secret that I love shopping. Sometimes though, that loves turns into an overflow of clothes, shoes and accessories that don’t get worn. Whether they no longer fit my style or my thighs, these clothes usually just end up sitting around taking up valuable closet real estate. I know I’m
Read MoreLast month, I spoke on at Financial Fortitude event for a Delta Sigma Theta chapter in NYC with my girls Tonya of My Fab Finance and Tiffany The Budgetnista Aliche. The room was packed with black women in their 20’s, 30’s, and 40’s wanting tips and inspiration about how to govern their finances. It was
Read MoreOne of the unspoken reasons that black women can’t save is because we have unofficially been identified as the family ATM. With all too many of us embracing the “Superwoman to All But Herself” role in many a circle, we are judged by our ability to please others quickly, please others often, and please others
Read MoreOne of the two things that I really believe is: (1) “To whom much is given much is expected.” (2) If you are successful, then you must give back. One of the things that I’ve heard people ask is, “If I’m not where I want to be, then how can I give back?” I think
Read MoreBy Calvin O’Neal Russell Jr Rebuilding credit can seem like a frustrating task. Many consumers give up and eventually file for bankruptcy, which is the worst decision to make as this will make future credit building more difficult. After viewing over 50-60 credit reports per day, I have personally seen consumers bounce back into the
Read Moreby T. Espinoza Stains and rips and runs oh my! We’ve all had our fair share of fashion emergencies but never fear, The Style Medic is here! I’m going to arm you with some genius tips and tricks to keep you looking pulled together during even the worst wardrobe malfunctions. Check out these 10 fashion
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