Recently I was speaking at a workshop and one of the participants asked me whether she should put her bills on auto pay or if she should manually pay them. The issue that she was having was that she would forget that her bills were on auto pay, would spend money that she didn’t have,
Read MoreYou have been at a job for a few years and you are beginning to get restless. So, you throw your hat in the ring and apply for a few jobs that pique your interest. You go through the interview process, slay it, and are extended offers from all the potential employers. You tell your
Read MoreDid you know that the highest expense for most consumers is their “Living Expense.” For some consumers, its the mortgage payment, but for most consumers, its their rent payments. In some states, over 72% of the population live in rental properties. Even with most consumers paying monthly rent to live in an apartment, condo, or
Read MorePain is inevitable, suffering is optional~Yusuf Neville’s last tweet Another one… that was my thought one early morning, as I read a story about a young black man that committed suicide. In February 2014, I was scrolling my Twitter feed, I came across a link to a story about Yusuf Neville. While I didn’t recognize
Read MoreGrowing up, I was afraid to read at home—when I wasn’t in school. By sixth grade, I was a “latch-key” kids— the ones that let themselves into the house with their own keys before their parents got me. Walking into the empty house with just Shadow, my cat, and the hum of the refrigerator was
Read More“All children should be taught to unconditionally accept, approve, admire, appreciate, forgive, trust, and ultimately, love their own person.” ~Asa Don Brown TIME recently ran a story about the increase in suicides among Black children. A study revealed that the suicide rate among black children increased from 2.54 per one million to 1.36 per million.
Read Moreby T. Epinoza It’s not a secret that I love shopping. Sometimes though, that loves turns into an overflow of clothes, shoes and accessories that don’t get worn. Whether they no longer fit my style or my thighs, these clothes usually just end up sitting around taking up valuable closet real estate. I know I’m
Read MoreLast month, I spoke on at Financial Fortitude event for a Delta Sigma Theta chapter in NYC with my girls Tonya of My Fab Finance and Tiffany The Budgetnista Aliche. The room was packed with black women in their 20’s, 30’s, and 40’s wanting tips and inspiration about how to govern their finances. It was
Read MoreOne of the unspoken reasons that black women can’t save is because we have unofficially been identified as the family ATM. With all too many of us embracing the “Superwoman to All But Herself” role in many a circle, we are judged by our ability to please others quickly, please others often, and please others
Read MoreOne of the two things that I really believe is: (1) “To whom much is given much is expected.” (2) If you are successful, then you must give back. One of the things that I’ve heard people ask is, “If I’m not where I want to be, then how can I give back?” I think
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