Why would I spend the rest of my days unhappy Why would I spend the rest of this year alone When I can go therapy When I can go therapy When I can go therapy two times a day ~lyrics from “Therapy” by Mary J Blige One thing many minorities do not do, and may
Read MoreSo, I subscribe to Rosetta Thurman’s Happy Black Woman newsletter. If you don’t know her, you should; she is AMAZING and very inspiring. With trainings and tools, she helps black women live their ideal lives. One of the emails that she sent recently had me thinking. She asked, “Where do you want to be in
Read MoreMany consumers are looking for the best and fastest way to increase their credit score. Some people think a small personal loan or auto loan would do the trick. That would work……only if the score was high enough to achieve that along with high monthly payments. The best and fastest way to increase a low
Read MoreI was speaking to one of my favorite colleagues about life and his family. Let’s call him Abdul. Abdul is well into his fifties with a wife and a family of four. In one of our recent conversations, he shared something so beautiful and so inspiring that I know it is going to stay with
Read MoreWe all have our Kriptonite when it comes to impulse shopping and buying more than we need or even want. For me, as a self-proclaimed brown girl bibliophile introvert, I can’t pull myself from Amazon without spending at least $50. A sweet circuit of joy courses through me when I come home and find those
Read More~Jennifer Ritchie Payette, co-author, “Modular Career Design” I had a nice apartment on the good side of town. I had just gotten a new(er) car. I was able to fit new shoes or an outfit into my monthly budget. I made happy hour or eating out a part of my budget, and maintain a decent
Read MoreI run into many people who tell me that they would like to get ahead financially or stop the stress of living paycheck-to-paycheck but their biggest barrier to accomplishing that goal is that they don’t make enough money. I believe that if you want to get ahead, you definitely have to identify places where you
Read Moreby Calvin Russell, Jr. Trying to get an apartment with a low credit score can be a tough task to complete. First, you have to find a landlord willing to accept a low credit score. Then second, you would hope that the neighborhood is worth your while and with affordable rent. Either way, you must
Read MoreRecently I was speaking at a workshop and one of the participants asked me whether she should put her bills on auto pay or if she should manually pay them. The issue that she was having was that she would forget that her bills were on auto pay, would spend money that she didn’t have,
Read MoreYou have been at a job for a few years and you are beginning to get restless. So, you throw your hat in the ring and apply for a few jobs that pique your interest. You go through the interview process, slay it, and are extended offers from all the potential employers. You tell your
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