By: Kara Stevens
I work with a lot of women that control the purse strings in the home but find themselves struggling to meet their families’ savings goals. When we sit down and do a deep dive and analysis of their budget, one of the biggest money wasters is food— whether it is overspending on groceries, letting food
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By: Kara Stevens
Wedding season is in full force, and if you are trying to be frugal because you don’t have the extra money to spend or you are trying to pay off debt, then this can be a scary time. Please note, if you are a bridesmaid, then you definitely should read this article about cost saving
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By: Kara Stevens
The holiday season is not only a time for giving; it’s also a time for taking. Yes, it’s sad but true. While you may be thinking of ways to spread holiday cheer, there are those among us plotting and scheming of ways to separate you from your money and all of your holiday purchases. But
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By: Kara Stevens
Over 80% of Americans have debt: mortgages, car loans, credit card loans etc. You likely fall in that number and you likely want to pay off your debt. Whether you’re the type of person who is really good about making sure you pay more than the minimum payment every month or you’re struggling to do
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By: Kara Stevens
Its the most wonderful time of the year! Or should I play that damn Temptations Christmas Album my mom would wear out!!! LOL!!! Ahhh, those were the days. Anyway, I want to go over how to Maintain Good Credit During The Holidays and maintaining a good credit score while still shopping for gifts and such.
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By: Kara Stevens
The holiday season can be very stressful for a number of reasons. People may feel alone, there is more traffic than normal in the malls, and there is the pressure to buy the perfect gift. It can definitely be overwhelming, but here are some tips on how to stay calm, maintain your sanity, and actually
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By: Kara Stevens
Thanksgiving is my favorite holiday. With tons of great food, good conversation, and laughter I am always thankful for a full belly and a smile on my face by the end of the night. But not everyone gets excited about Thanksgiving or the holiday season. Trouble with finances, ended relationships, death, challenging family situations, and
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By: Kara Stevens
Let’s Make a Vacation Out of It Data from the World Tourism Organization (WTO) find that America ranks amongst the lowest in developed countries in the average annual amount of vacation time their citizens receive. Member-countries of the European Union (EU) like Italy, Germany, France, and the United Kingdom receive, on average, 42 days, 37
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By: Kara Stevens
Credit isn’t bad; the misuse of credit is bad. Credit can be very dangerous in the hands of an impulse spender or a person who defines herself by her closet. This can cause that individual to go into a lot of debt. However, if used wisely credit can be very helpful. Let’s face it. Our
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By: Kara Stevens
Showing the people that we love how much we appreciate them is extremely important. Although you do not have to limit yourself to major events, I wanted to write a post about FNPhenomenal Ways to give the perfect birthday gift. Please note that you don’t have to spend a lot of money, or even buy
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