As we close out Black History Month and reflect on the whirlwind of events shaping our world, one truth remains: I want to remind you that we CAN choose joy and luxury– no matter what the economy, the price of eggs, the pundits, or the fear-mongers are saying. Luxury is a Mindset, Not Just a Price
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As far as I’m concerned, everyday is Black History Month and Financial Literacy Month (which is in April). When I read about how amazing our ancestors were, how they endured (and overcame) such inequality, I get fired up AND pissed. It’s almost as if we’re reliving the same cycle of deliberate financial obliteration with the
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Historical Spotlight: Black Women Trailblazers in Wealth Building Black women have always been at the forefront of creating wealth and empowering their communities, even in the face of systemic barriers. From building businesses to revolutionizing industries, they have left a lasting legacy that inspires us to this day. By studying their stories, we gain not
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Did you know that debt is one of the biggest obstacles to building generational wealth? Often, we focus on investments or income growth as the primary paths to wealth, but debt reduction is just as powerful. When you eliminate debt, you reclaim money that can be redirected toward assets that grow, like savings, investments, or
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I became a teacher because of my passion for social justice. I wanted to give girls and boys that looked like me a chance to feel the love and support from someone that they could culturally relate to. I also wanted to give them the critical thinking tools to make them feel like they could
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It can help you to Decrease Your Spending Do you sometimes wonder where all your money goes? Many of us do, and partly because of the world we live in, there are so many appealing subscription services, for instance. Regular meditation practice will help you become more conscious of what you actually need and will
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I recently had an interview with a journalist from CNN about credit card debt. It inspired me to share all of my answers to his questions with you since they all weren’t included in the article. Why is credit card debt so damaging? Credit card debt is damaging when you’re unable to repay the money
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When you think of business competition, what thoughts and feelings come to mind? Often, we regard competition in the most concrete of terms. This is usually the right way to think about it. For instance, what market share do our competitors hold in our local scene? How busy might a rival restaurant be on a
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“All children should be taught to unconditionally accept, approve, admire, appreciate, forgive, trust, and ultimately, love their own person.” ~Asa Don Brown TIME recently ran a story about the increase in suicides among Black children. A study revealed that the suicide rate among black children increased from 2.54 per one million to 1.36 per million.
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There is a reason why “debt” is a “four-letter” word. Debt is a curse and keeps you from living your life free of fear, worry, and frustration. The irony is that we run away from our financial problems because we want to avoid pain. Running away, however, only worsens the state of our finances, thus
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