financial prowess – The Frugal Feminista | Kara Stevens

How to Successfully Manage Your Personal Finances

Poor money management can land you in a mound of debt that can take years to repay. Staying on top of your personal finances is essential to living a comfortable future where you don’t need to worry about living paycheck to paycheck, paying off massive loans, or living a frugal life because you can’t afford

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Is Minimalism your cure for Clutter and Debt?

We all have our Kryptonite when it comes to impulse shopping and buying more than we need or even want. For me, as a self-proclaimed brown girl bibliophile introvert, I can’t pull myself from Amazon without spending at least $50. A sweet circuit of joy coursed through me when I come home and find those

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3 Ways 10,000 Brown Girls Can Heal Their Relationship with Money

In January, I gave myself the challenge of helping at least 10,000 brown girls heal their relationship with money by the end of the year. Gulp. Honestly, when this thought came to me I wanted to push it away because it seemed too big and too scary. But when my higher self (luckily) stepped in

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The Only Quality That Separates You from Being a Black Millionaire (and It Isn’t Difficult)

My current reading situation is Dr. Dennis Kimbro’s The Wealth Choice.  According to his work, there are 35,000 black millionaires in the US today. When I came across this number, I was a little   a lot underwhelmed. I started to wonder how many more of us could be millionaires if we could just get our

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5 Ways to Find The Perfect Birthday Gift

Showing the people that we love how much we appreciate them is extremely important.  Although you do not have to limit yourself to major events, I wanted to write a post about FNPhenomenal Ways to give the perfect birthday gift. Please note that you don’t have to spend a lot of money, or even buy

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Have Debt, Have No Savings? Do Make These 4 Money Moves to Help You Easily Live Below Your Means

I was speaking to a girlfriend that was looking for advice on how to manage her finances better. She was proud to share that she had no debt, but when it came to savings, she had none. Living Beyond Your Means I know for some, this is a hard concept to grasp. We usually hear

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3 Ways To Lower Your Car Payment Right Now

After working in the automobile industry for 4 years and selling close to 500 cars in less than 3 years, one of the most frequent questions I get is “How Can I Lower My Car Payment?” Of course, your credit score will play a role as this will determine if lowering your car payment is

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Back to School Shopping Tips

Take Inventory for clothing and supplies.  Before you start shopping for new items, search your house and take inventory of all of the clothing and supplies that you have.  Identify which supplies will be needed in the upcoming year, and then check those off of the teacher’s supply list.  Once you identify all of the

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10 Ways to Define Your Personal Style without Breaking the Bank

By T. Espinoza Ever wonder how celebrities always seem to look camera ready?  It’s not just because they have personal stylists and unlimited funds; it’s because they’ve figured out their personal style — and how to rock it! Read on for 10 ways to define your style, highlight your hotness and look like a million

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3 Ways to Know That Your Finances Are Really Improving

Personal finance management isn’t widely taught through the education system in our society. According to the Council for Economic Education only 14 states require high schools to offer a personal finance course for students. Offered is of course different from mandatory, so who knows how many students actually take advantage. Some colleges offer personal finance courses,

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